Thursday, December 13, 2007

How To Buy A New Car


How To Buy A New Car 
By Dan b Heskett 
In the past, it used to be that to buy a new car, you had to go to a car dealership in your area and spent a lot of time looking at different cars on the lot or in the showroom before you picked out one for yourself. But nowadays, it is possible to shop around for a new car online instead.

What are the pros and cons of each type of way for buying a new car?

With a real-time car dealer or car dealership, you may be asked for a copy of your credit report. This is a document commonly used in countries like the US and UK so that the vendor knows if you can be depended upon to make payments on time. The credit report actually reports your history of taking out loans and making payments on any items you may have bought (like when you use your credit card to charge items to your credit card account.) 

You may also be asked by the car dealer as to what kind of new car you were thinking of buying and what your budget is for that type of car. You may have been fantasizing about driving home the latest Mercedes-Benz model when in fact your budget is only good for a small and affordable sedan. The car dealer can help you make realistic choices based on what you can actually afford with your present income. 

It is not recommended that you buy the first car you see from the first car dealer you approach. Actually, it is normal to pay a visit to several car dealers first so that you get a ballpark figure about the price range of the car you want based on their price quotes to you. This is also a good way to find out if any of them are currently offering a discount or promo package that you might be able to take advantage of. 

Now, how different is that from buying a new car online?

First, when you look through websites which talk about how to go about buying a new car, you may find that they can actually help you with buying a car from real-time car dealers too. For instance, the websites may show the strengths and weaknesses in engine design of each type, model and brand of the cars they feature (something which the real-time car dealers may either be hesitant about or lack enough time to explain to you.) 

Just like shopping around at real-time car dealerships, you may also have to visit different websites to get the most complete details about the type of cars you want. For example, if you prefer a Sports Utility Vehicle as your choice of new car, you can focus on canvassing quotes or price estimates from different websites which offer that type of car. No two websites are alike (unless they're being managed by the same company or owner), so don't be surprised if two websites give different opinions about the new car you are eyeing. 

The last and perhaps most fatal flaw of online car dealers is that you won't be certain about what you are getting for the money you will be paying until the car has actually been delivered to you and you have tried it out. This is a weakness inherent in all online transactions, so be cautious about paying upfront if you haven't seen or tried out the product in real time.

Article Source: http://www.articles-galore.com

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